When I decided to purchase my first real estate in Miami, I wasn’t sure what loan to choose. But after speaking with PropertiesMiami, they were able to give me detailed information on each loan they offered and helped me choose the one right for me specifically. With this loan, I’ve been able to budget my monthly expenses over a longer time period.
Miami Hard Money Lenders
Quick loans for investors and buyers using our hard money lenders in Miami
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Get a loan to purchase your next real estate investment or get immediate funds refinancing your current real estate.
Hard Money Loans Frequently Asked Questions
Borrowers & users common questions before applying for the private money loan.
How long does it take for a hard money lender to approve your loan application?
After filling in a form, a PropertiesMiami loan agent will get in touch with you within 2-10 minutes. We request our clients to be honest and as transparent as they can when filling in the application form to avoid any inconveniences. We require total transparency if you are in a rush, and we will require you to disclose why you need the funds. Typically, we expedite quick loans, but that all depends on the amount you need and the information you provide.
I have bad credit, how can I get a mortgage loan?
Our lending department believes in nothing but real estate opportunities. We believe that if you have a good deal that is too good to be ignored, you deserve a chance to invest, and we can always work a way out even if you have a bad credit score. So, if you have a great real estate investment opportunity and your credit score is the issue, there won’t be any challenges, and PropertiesMiami will be glad to sort you out.
What is the advantage of using Hard Money Loans instead of Conventional Bank Loans?
Obtaining a bank loan is often a complicated and tedious process. Banks often require a lot of information before they approve your loan application. On the other hand, PropertyMiami takes all the risk and connects the right buyers or investors with the right lenders. If you give us a chance to work together, you will not be disappointed with our policies as well as our low-interest rates.
What types of private loans do we offer?
We offer our clients various types of loans. Among them are Bridge Loans. Bridge Loans cover an interval of two transactions; they are used when buying a house while selling another house. We also offer Asset-Backed Loans, which are personal loans secured by private assets. We also offer Transactional Funding, which is a short-term hard money loan that allows one to purchase properties without using their funds. This type of loan only works if the buyer requesting the loan already has a different buyer for the property that he or she intends to purchase with the funds we offer them.
PropertiesMiami also offers its clients Fix and Flip Loans to purchase and refurbish new properties before flipping them for profits. Hard Money Loans are private loans that use the value of your property as collateral. This type of loan enables you to get quick loans at rates that are slightly higher compared to conventional loan rates.
What’s the range of loans that PropertiesMiami offer?
Properties Miami has a minimum loan requirement. All the loans we offer range from 50k to 5M. The amount that we’ll fund you with will vary depending on your application. To be sure about how much you can get from us, get in touch with our team anytime, and we will be glad to assist.
Miami investor-friendly private money loans
Our lenders understand that the real estate sector offers more and more investment opportunities every day. As such, our lenders work with a network of other lenders to help our clients with the funding they require with their real estate investments. So, if you are looking forward to investing in the real estate industry and you need our help, do not hesitate to get in touch with us.
Loans Hard Money Lenders Miami Offer
Private loans that our Hard Money Lenders Miami can help you with!
30 Year Fixed Mortgage Loan:
Looking for your next long-term investment in Miami? Our 30 year fixed mortgage combines the principal and interest creating a fully amortizing loan, and when those 30 years are up, it is paid in full! Our fixed rates will never fluctuate, and you’ll maintain the same interest rate even if the economy crashes! Perfect for those looking for property investments long-term!
15-year Fixed Mortgage Loan:
If you’re looking for an investment in Miami, our 15 year fixed mortgage might be perfect for you! A fully amortizing loan, combining the principal and interest, and after 15 years it is paid in full! Our fixed rates will never fluctuate, and you’ll maintain the same interest rate even if the economy crashes! Perfect for those investing long-term but are still looking for something in between!
10-year Fixed Mortgage Loan:
If you are looking for a short-term investment in Miami, the 10 year fixed mortgage is the perfect solution for you! You’ll combine the principal and interest to create a fully, amortized loan, and after 10 years your loan is paid in completion! Our fixed rates will never fluctuate, and you’ll maintain the same interest rate even if the economy crashes! This is perfect for those looking to invest over a shorter period of time.
Are you looking to invest in a property in Miami? Our personal loans might be the best option for you if you are in need of a little push! Our personal loans are borrowed from the bank and then paid back in fixed installments of your choice so that you have the choice of the amount of time it takes to pay it back. This is perfect for those who are just needing a little help now for their property to prosper later!
If you are in need of a loan to pay off debt, a refinance loan is your best option! PropertiesMiami will set you up with a better interest rate and allow you to get you (and your property) back on track! Perfect for those who are struggling to make ends meet due to previous debts!
If you are in need of a short-term loan for now, while a longer-term loan is still pending, your best option will be our Bridge loan! Get the loan you need to help work your way towards a more extensive loan in the future! Perfect for those who need to take the smaller steps now to reach their highest potential later!
Fix and Flip Loan:
Our most popular type of loan is the Fix & Flip loan, perfect for those who are in need of renovating their real estate property before they flip it! Let PropertiesMiami help you get your property ready for purchasers, without worrying about how you will pay for it!
Fix and Rent Loan:
This loan is specifically made for investors who are looking to purchase property, renovate it, and then keep it as their own investment! Perfect for those looking to renovate and then rent in Miami!
Miami Investment Loans:
PropertiesMiami also offers Investment loans to those who are Entrepreneurs, or businesses that are in need of some professional investment loans to help their property grow! Miami investment loans are designed specifically for those in the real estate field to help you put your all into your business and properties!
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Miami Clients Testimonials
PropertiesMiami clients have spoken! Check out what they had to say about our Hard Money Lenders Miami.
Loan Term: 30 Year Fixed Loan
Loan Term: Personal Loan
I am so ecstatic that I found PropertiesMiami to help me with my real estate purchase here in Miami FL! They’ve been such a pleasure to work with and my personal loan helped me get back on my feet, and because of my loan, my property has only flourished since I took the first steps to get it!
Loan Term: Bridge Loan
Because of the bridge loan that the team of PropertiesMiami told me about, I was able to pay off other debts and now my property is doing better than ever!
Loan Term: Fix & Rent Loan
I needed to find someone fast when I was ready to renovate my property and then rent it out, PropertiesMiami was on it! Thank you for getting me my loan and helping me to rent out my now beautifully, renovated beach house in the heart of Miami!
Loan Term: Fix & Flip Loan
This is the best real estate business in Miami! I got my “fix and flip loan” just in enough time to fix it up and then flip it! Thank you so much!
Loan Term: Bridge Loan
I was worrying for so long that I was not going to be able to get my loan due to being in debt with others. However, PropertiesMiami was there for me every step of the way and was able to supply me with a Bridge loan so that I could get things back in order and my real estate business back up and running smoothly!
Loan Term: 10 Year Fixed Loan
I love that PropertiesMiami was able to provide me promptly with a response, minutes after filling out my form. I chose the 10 year fixed mortgage because I didn’t want to have to pay over 30 years. This has been an absolute dream come true for my husband and I! Interest rates are low, now it's the right timing.